Personal Savings Accounts

Consumer Savings

Save for a rainy day or a big one-time expense with a WNB Savings Account. It's safe and secure, so your money will be there when you need it and earning interest until that time.

Features:

  • Interest bearing*
  • Interest compounded quarterly added quarterly
  • $3 monthly fee waived on balances that don't fall below $100
  • 4 free transactions per quarter
  • $1 fee per additional withdrawal
  • Free MasterCard ATM Card
  • Free use of WNB ATM machines
  • Free notary services
  • Free Online Banking
  • Free Mobile Banking
  • Free e-Statements
  • Tele Bank
  • Direct Deposit available
  • Night Deposit available
  • FDIC insured
  • $100 to open

*This is a variable rate account. Interest rate and annual percentage yield may change at bank's discretion.

Money Market

Let your funds earn money market yields until you need them, or make three withdrawals each statement cycle with no penalties.

Features:

  • Interest earning*
  • Interest compounded and added monthly
  • $10 monthly fee waived on balances that don't fall below $1,000
  • 3 free withdrawals each cycle
  • $10 per additional withdrawal
  • Free notary services
  • Free Online Banking
  • Free Mobile Banking
  • Free MasterCard Debit Card
  • Free e-Statements
  • Tele Bank
  • Direct Deposit available
  • Night Deposit available
  • FDIC insured
  • $1,000 to open

* This is a variable rate account. Interest rate and annual percentage yield may change at bank's discretion.

Money Market Max

It's the best interest rate you can get! If you have a large amount of cash, you can make the most of it by putting it into this high rate money market savings account.

Features:

  • Interest bearing*
  • Interest compounded and added monthly
  • $10 monthly fee waived on balances that don't fall below $1,000
  • 3 free withdrawals each cycle
  • $10 per additional withdrawal
  • Free notary services
  • Free Online Banking
  • Free e-Statements
  • Free Mobile Banking
  • Free MasterCard Debit Card
  • Tele Bank
  • Direct Deposit available
  • Night Deposit available
  • FDIC insured
  • $250,000 to open

* This is a variable rate account. Interest rate and annual percentage yield may change at bank's discretion.

Certificates of Deposit (CDs)

CDs offer a safe and secure means of building your savings. They enable you to lock in a competitive rate of return and safeguard your principal from market fluctuations.

Earn attractive yields with flexible terms to fit your goals.

CDs are available in a variety of rates and terms. The yields are based on the amount of your opening deposit and the length of your investment. Your interest rate is fixed for the term of your investment, so you know exactly what return you'll get and when you'll get it.

Features:

  • Terms from 3 month to 5 years
  • All rates fixed until maturity
  • Early withdrawal subject to penalty
  • FDIC insured
  • $1,000 to open

Individual Retirement Accounts (IRAs)

Plan for your future by investing today. IRAs are personal plans that provide income tax advantages for retirement savings.

Federal law provides for FDIC insurance coverage of up to $250,000 for certain retirement accounts. IRAs can also offer important tax saving advantages.

Features:

  • Terms from 3 month to 5 years
  • All rates fixed until maturity
  • Early withdrawal subject to penalty
  • FDIC insured
  • $1,000 to open